Help your clients build
financial wellness.
Financial advisory, accessible for everyone. Manage client accounts, analyze spending with Claude, and provide data-driven guidance — all from one dashboard.
How It Works
Three steps to smarter advisory.
Sign Up
Create your advisor account in seconds. No credit card required to get started.
Add Clients
Invite clients from your roster. We create their account with full features — they just connect their banks.
Advise with AI
Use Claude or ChatGPT to query client data, generate reports, forecast spending, and provide personalized guidance.
Features
Everything you need to advise.
Built for financial professionals who want to help clients without the overhead of traditional advisory platforms.
Client Roster
Manage all your advisory clients from one dashboard. See plan status, member count, and switch between clients instantly.
Seamless Org Switching
Click into any client to see their dashboard as if it were your own. Switch back to your roster with one click.
Role-Based Access
Choose view-only to observe, or limited access to manage budgets, goals, and categorization rules on behalf of clients.
Full Audit Trail
Every action you take on a client account is logged. Clients can review advisor activity at any time for full transparency.
Advisor Mode Banner
A persistent visual indicator ensures you always know when you are viewing client data vs. your own.
Estate-Tier Accounts
Client accounts you create come with the full Estate plan — 15 data streams, real-time sync, and advanced alerts.
AI-Native Advisory
Your AI co-pilot for
financial advisory.
matcha money is built on the Model Context Protocol (MCP). Connect Claude or ChatGPT to query client data using natural language — build custom dashboards and generate tailored reports for each client.
Every MCP tool respects your permission level. View-only advisors can read but never write. Limited advisors can manage budgets and rules but can't touch transactions or bank connections.
"Show me Sarah's spending trends for the last 3 months"
Instant spending analysis across categories and time periods.
"What's the Johnson family's net worth trajectory?"
Track portfolio growth, debt reduction, and savings goals.
"Create a budget rule to auto-categorize Costco transactions"
Set up automation rules that run on every bank sync.
"Compare this month's spending to their budget targets"
Budget vs. actual analysis with variance breakdown.
Permission Levels
Choose your access level.
Each client can grant you the level of access that fits your advisory relationship. All actions are fully audited.
View Only
Perfect for monitoring and reporting. See everything, change nothing.
Can do
- ✓View all financial data (transactions, accounts, budgets)
- ✓Query data via MCP (Claude/ChatGPT)
- ✓See net worth, spending trends, and goals
- ✓Access audit trail
Cannot do
- ✗Cannot modify any data
- ✗Cannot manage bank connections
- ✗Cannot change settings
Limited Access
For hands-on advisors who help clients organize their finances.
Can do
- ✓Everything in View Only
- ✓Manage budgets and budget targets
- ✓Create and update savings goals
- ✓Create and manage categorization rules
- ✓Manage accounts and holdings
Cannot do
- ✗Cannot modify transactions directly
- ✗Cannot manage bank connections
- ✗Cannot change org settings or billing
Start advising today.
No credit card required. Create your advisor account, invite your first client, and start using AI to deliver better financial guidance.